The best successful way to invest money, there are many varied ways to invest money, but most of these methods are not successful or are based on fictitious results, so the individual is exposed to countless losses, and it is also advised the importance of using a foolproof method and studying it well before embarking on its implementation in order to ensure About exposure to all these losses, and from here we will talk together on the best successful way to invest money.
The best successful way to invest money
There are two main metrics for how “good” investment is: risk and reward
If the “risk” is high then the chance of losing your money is likely in the near term and this should be anticipated
If the “risk” is low, then you are almost certain to keep (or increase) your money at nearly 100%.
And if the “bonus” is high, you will earn a lot of money.
If the “bonus” is low, you won’t make much money; In fact, you may lose very little money (for example, if you keep your money in a savings account, it may lose its value over time due to inflation).
The main types of investments
Bonds (including CDs, certificates of deposit)
Interest bearing bank accounts (such as savings, money market)
There are also things like mutual funds, index funds, etc., but usually these things are only based on the investments mentioned above.
For example, a mutual fund is many, many stocks. A bond fund is just that many bonds.
Which investments have the highest return?
Stocks (10% return on investment [ROI] on average over the past 100 years in America)
Real estate (10% on average historically but with more fees like maintenance / repair / property tax)
Bonds (5% average historically)
Interest-bearing bank accounts (3% historically)
Note that all of these percentages are in America and are historic.
For example, it would be impossible to find a US bank offering 3% now.
However, as an investor, you should generally think about the long term.
What are the riskiest investments?
Stocks (during the Great Depression, the stock market lost more than 23% of its value in just two days)
Real Estate (Lehman Shock, Late 2000s Housing Crisis)
Bonds (usually very reliable, but in rare cases, you may lose your money, especially with unwanted bonds)
Interest-bearing bank accounts (in the US, FDIC insured, so you won’t lose your money unless the US government collapses or something like that)
Notice how the lists are arranged exactly the same way things with a higher reward are more dangerous, things with a lower reward are less risky.
Therefore, you need to decide how much risk you are willing to take.
Why save? Short term goal? A long-term goal?
If you’re saving for a short-term goal (say, you’re going to college one year from now, or you’ll be saving for down payment on a home two years from now), consider something low-risk like a savings / money market account, CD, or bond.
If you are saving for something long-term (for example, you are 20 years old and want to retire at 65 and save for retirement), think about stocks or real estate.
Yes, stocks can lose a tremendous amount of money in the short term, but over the years (especially decades), they have always rebounded in the end, and have the highest average return.
Real estate often yields respectable returns (not as good as stocks, especially recently), but you are unlikely to lose a large amount in a short time.
What makes you a successful and distinguished manager
What makes you a successful and distinguished manager? Management is not easy as you think, as it needs more mastery and the ability to manage the largest possible team without any defect in the level of work presentation, so the manager must have sufficient capacity, information, and studies on managing an integrated team, So in this article, we will talk about what makes you a successful and distinguished manager.
See more details here